Prepare for fast mortgage loan preapproval with Premier Mortgage’s Alaska document checklist. Serving Wasilla, Anchorage, and Palmer, we guide you through FHA, VA, and jumbo loans. Start today!
Documents Needed for Your Alaska Home Loan
After receiving your Loan Estimate and confirming your intent to proceed, Premier Mortgage will request documents to finalize your Alaska home loan application. Below is a checklist of commonly required documents for mortgage loan preapproval in Wasilla, Anchorage, and Palmer. Requirements vary by loan type (FHA, VA, USDA, jumbo, Conventional, HELOC). Learn about the loan process or call (907) 841-1600 for guidance.
General Documents
- Two years of W-2 statements (or tax returns for self-employed).
- Pay stubs for the last 30 days, verifying income for Anchorage applicants.
- Two recent monthly bank statements, showing funds for Wasilla home purchases.
- Recent 401K, IRA, or mutual fund transaction summaries.
- Photocopies of stocks or certificates of deposit.
- Letter explaining any credit issues, common for Palmer first-time buyers.
- 12 months of canceled rent checks or current landlord details (name, address).
Refinance Documents
- Copy of your property deed, required for Anchorage refinances.
- Most recent property tax bill to verify ownership in Wasilla.
Purchase Documents
- Signed purchase contract for your Palmer or Wasilla home.
- Realtor contact information to streamline communication.
- Condo association contact details for Anchorage condo purchases.
FHA Loan Documents
- Proof of income (W-2s, pay stubs) to qualify for an FHA mortgage in Wasilla.
- Bank statements showing 3.5% down payment for Anchorage first-time buyers.
- Credit explanation letter, if applicable, for Palmer applicants.
VA Loan Documents
- DD Form 214 (Long Form) for veterans in Anchorage or Wasilla.
- Certificate of Eligibility (COE) to confirm VA loan eligibility.
USDA Loan Documents
- Proof of income and assets for rural Palmer or Wasilla properties.
- Property eligibility confirmation for USDA-qualified areas.
Jumbo Loan Documents
- Two years of tax returns and bank statements for Anchorage luxury homes.
- Proof of significant assets to meet jumbo loan down payment requirements.
HELOC Documents
- Copy of first mortgage note and deed of trust for Wasilla properties.
- Recent property appraisal to determine home equity in Palmer.
Self-Employed or Commission-Based Income
- Two years of signed personal tax returns, including all schedules.
- Year-to-date profit and loss statement and balance sheet for Anchorage businesses.
- Corporate tax returns (if applicable) for Wasilla self-employed applicants.
Additional Documents (If Applicable)
- Fully executed divorce decree for divorced applicants in Palmer.
- Green card (front and back) or H-1/L-1 visa for non-US citizens in Anchorage.
- “Use of Proceeds” letter for cash-out refinances in Wasilla.
- Rental agreements and two years of tax returns for Alaska rental property owners.
Ready to qualify for an FHA mortgage or secure fast home loan preapproval in Alaska? Contact Premier Mortgage’s team in Wasilla, Anchorage, or Palmer for a free consultation. Apply online or call (907) 841-1600 to start your mortgage journey!
