At Premier Mortgage, we offer a diverse range of mortgage programs to meet the unique needs of homebuyers and homeowners in Wasilla, Anchorage, Palmer, Homer, and across Alaska. From first-time buyer options to luxury home financing, our expert team tailors solutions for Alaska’s dynamic housing market. Below is a partial list of our loan programs, each designed to help you achieve your homeownership or refinancing goals. For a complete list or personalized guidance, Apply Online or call (907) 841-1600 today!
Discover the right loan program for your Wasilla, Anchorage, Palmer, or Homer home with Premier Mortgage. Our team is ready to guide you through Alaska’s mortgage landscape. Apply Online or call (907) 841-1600 for a free consultation. Start your homeownership journey now!
Disclaimer: These materials are not from HUD, VA, FHA, or USDA and were not approved by any government agency. Premier Mortgage is not affiliated with any government entity. Refinancing may result in higher finance charges over the loan term.
FHA loans, insured by the Federal Housing Administration, are perfect for first-time buyers or those with lower credit in Wasilla or Anchorage. With just 3.5% down and flexible credit requirements (580+ for 3.5% down), you can finance a primary residence up to $557,750 (2025 Alaska limit) at competitive rates (~6-6.5%). The FHA Streamline Refinance simplifies lowering your rate with no appraisal. Learn More or call (907) 841-1600.
VA loans, backed by the U.S. Department of Veterans Affairs, offer veterans and active-duty members in Palmer or Homer 0% down payment, no PMI, and low rates (~6-6.5% in 2025). Eligible borrowers can finance any loan size with no limit, and the VA Streamline Refinance (IRRRL) reduces rates with minimal paperwork. Ideal for Alaska’s military community near Anchorage’s Joint Base Elmendorf-Richardson. Learn More or call (907) 841-1600.
USDA loans, insured by the U.S. Department of Agriculture, provide 0% down financing for rural and suburban homes in Wasilla, Palmer, or Homer. With no loan limits and rates ~5.75-6.5% (2025), they’re great for first-time buyers meeting income limits ($133,950-$196,650 for most Alaska households). Flexible credit and no PMI make USDA loans a top choice. Learn More or call (907) 841-1600.
Conventional loans, backed by Fannie Mae or Freddie Mac, suit borrowers with strong credit (620+) in Anchorage or Wasilla. Offering 3-20% down and terms of 15-30 years (rates ~6.5-7% in 2025), they finance homes up to $1,209,750 in Alaska. No PMI with 20% down and first-time buyer programs like HomeReady make them versatile. Learn More or call (907) 841-1600.
Jumbo loans finance luxury homes or high-value properties in Anchorage or Homer above Alaska’s $1,209,750 conforming limit, up to $3M. With rates ~6.92-7.16% (2025), 680+ FICO, and 10.01-20% down, they’re ideal for primary, second, or investment homes. Options include fixed-rate, ARMs, or interest-only terms. Learn More or call (907) 841-1600.
Non-QM (non-qualified mortgage) loans help self-employed, investors, or credit-challenged borrowers in Wasilla or Palmer. Using bank statements or assets, they finance up to $2.5M with rates ~7-12% (2025) and 10-30% down. Perfect for Alaska’s freelancers or rental property buyers, with no PMI and fast closings. Learn More or call (907) 841-1600.
A HELOC lets Anchorage or Homer homeowners access equity with a flexible credit line (up to 80-85% LTV). Premier Mortgage’s fixed-rate HELOC (5-30 years, ~7.75-11.6% APR in 2025) offers no appraisal and redraws in $500 increments. Use for renovations or debt consolidation, with no PMI. Learn More or call (907) 841-1600.
Refinance your Wasilla or Palmer mortgage to lower payments, switch to a fixed-rate, or cash out up to $500,000. With rates ~6.5-7% (2025), options include conventional, FHA, VA, or low-cost refinancing. Drop PMI with 20% equity or consolidate debt for savings. Learn More or call (907) 841-1600.