Revecca Kuznetsov

Mortgage Consultant

NMLS# 1809004

907-232-1801

revecca.premiermortgage@gmail.com

Revecca Kuznetsov Mortgage Consultant

Alaska Mortgage Loan Process

Navigate the Alaska mortgage loan process with Premier Mortgage. From fast preapproval to closing, our team ensures top home loan rates for Wasilla, Anchorage, and Palmer buyers. Start today!

Your Path to an Alaska Home Loan

1. Pre-Qualification

Pre-qualification starts your Alaska home loan journey. We assess your income, debts, and credit to determine your borrowing power for FHA, VA, or jumbo loans. In Wasilla’s fast market, pre-qualification helps you act quickly. Explore Wasilla loans or call (907) 841-1600 to pre-qualify!

2. Choosing a Mortgage Program

Our Alaska mortgage experts help you select the right loan program. Short-term buyers in Anchorage may prefer adjustable-rate loans, while long-term Palmer residents choose fixed-rate FHA or VA loans. Get a personalized quote. Explore Anchorage loans or call (907) 841-1600!

3. Loan Application

Complete your loan application with Premier Mortgage, providing your name, income, Social Security number, property address, home value estimate, and loan amount. Our Wasilla team ensures a smooth process. Apply online or call (907) 841-1600 to start!

4. Loan Estimate

Within three days of your application, receive a Loan Estimate detailing your Alaska loan’s interest rate, monthly payment, and closing costs. Compare terms for FHA or jumbo loans in Palmer. Explore Palmer loans or call (907) 841-1600 for details!

5. Intent to Proceed

After reviewing your Loan Estimate, confirm your intent to proceed with Premier Mortgage. You have 10 business days to lock in terms for your Alaska home loan. Notify us online or call (907) 841-1600 to move forward!

6. Processing and Documentation

Our processors order your credit report, appraisal, and title report, verifying income, assets, and employment. For Anchorage buyers, we may request W-2s, pay stubs, or tax returns. Call (907) 841-1600!

7. Credit and Appraisal Review

We review your credit history (FICO score) and appraise your Alaska property to ensure value aligns with the loan. Wasilla appraisals consider Mat-Su Valley market trends. Address credit concerns with our team. Call (907) 841-1600 or explore Wasilla loans!

8. Underwriting

Our underwriters assess your Alaska loan application, verifying all documentation. If approved, your FHA or VA loan moves to closing. Additional documents may be requested for Palmer properties. Explore Palmer loans or call (907) 841-1600!

9. Closing Disclosure

Receive a Closing Disclosure three business days before closing, detailing final loan terms and costs. Review terms for your Anchorage home loan to ensure accuracy. Get a quote or call (907) 841-1600 with questions!

10. Closing

Sign your Alaska loan documents at closing, bringing ID, insurance proof, and any required funds. Our team ensures a smooth process in Wasilla or Anchorage. Apply online or call (907) 841-1600 to finalize your loan!